A tax-wise gift that gives back
Learn more about how a Charitable Gift Annuity (CGA) can benefit you while [IMPACT LANGUAGE].
How a Charitable Gift Annuity Works
- You donate cash or appreciated securities worth $[INPUT MINIMUM GIFT AMOUNT] or more to [ORG]. In return, you and/or another beneficiary will receive fixed payments for life.
- Your payment rate is based on your age (INPUT AGE years or older) and will never change.
- A portion of your payments will be tax-free.
- The older you are — or the longer you defer starting your payment — the higher your payments will be.
*Note: [INPUT ANY SPECIAL RESTRICTIONS OR INSTRUCTIONS SPECIFIC TO ORGANIZATION]
Benefits of a Charitable Gift Annuity
Payment rates can now reach 10.1 percent, depending on your age (you must be INPUT AGE or older). If you don’t need the income immediately, you can schedule payments to begin at least one year after your donation. The longer the deferral period, the higher your payment rate.
Why a charitable gift annuity is a good idea:
- Guaranteed fixed lifetime income at new, higher rates with no stock market risk
- Current income tax charitable deduction
- Possible tax-free income
- Potential estate tax savings
- Ability to direct your gift to a specific purpose at [ORG]
Sample rates for a one-life immediate charitable gift annuity:
| Age | Rate | Age | Rate | Age | Rate |
|---|---|---|---|---|---|
| 55 | 4.8 | 67 | 5.9 | 79 | 7.8 |
| 56 | 4.9 | 68 | 6.1 | 80 | 8.1 |
| 57 | 4.9 | 69 | 6.2 | 81 | 8.3 |
| 58 | 5.0 | 70 | 6.3 | 82 | 8.5 |
| 59 | 5.1 | 71 | 6.4 | 83 | 8.7 |
| 60 | 5.2 | 72 | 6.6 | 84 | 8.9 |
| 61 | 5.3 | 73 | 6.7 | 85 | 9.1 |
| 62 | 5.4 | 74 | 6.8 | 86 | 9.3 |
| 63 | 5.4 | 75 | 7.0 | 87 | 9.5 |
| 64 | 5.6 | 76 | 7.2 | 88 | 9.7 |
| 65 | 5.7 | 77 | 7.4 | 89 | 9.9 |
| 66 | 5.8 | 78 | 7.6 | 90+ | 10.1 |
Donor [Story/Testimonial]: [NAME]
“Lorem ipsum dolor sit amet, consectetur adipiscing elit. Phasellus ut ultrices quam. Integer euismod tristique fringilla. Pellentesque iaculis tortor at gravida tristique. Sed venenatis diam velit, nec egestas diam consequat eget. Pellentesque faucibus lorem a euismod auctor. Sed ultrices tincidunt massa eu commodo.”
—Donor Name